New Ohio law helps you guard against identity theft

WHO NEEDS A SUPER HERO?
STARTING MONDAY,
YOU CAN FIGHT CRIME YOURSELF.

When a new Ohio law kicks in on Labor Day, you'll be able to freeze your credit reports for $5 a pop.

Security freezes let you "lock up" your credit report and scores, making it more difficult for an identity thief to open accounts in your name.....

Identity theft victims can freeze and thaw (lift a freeze) for free.

HOW TO GET A FREEZE

All three bureaus allow consumers to sign up online or by phone.

Experian:
By certified mail: Send your full name, with middle initial and generation (for example, Jr. or II); Social Security number; date of birth (month, day and year); current address and previous addresses for the past two years; and $5 fee (not cash) to Experian Security Freeze, P.O. Box 9554, Allen, TX 75013.

Online: www.experian.com/consumer/help/states/oh.html.

TransUnion:
By certified mail: Send your full name, current proof of address, date of birth and Social Security number and $5 fee (not cash) to TransUnion Security Freeze, P.O. Box 6790, Fullerton, CA 92834.

Online: www.transunion.com. (There's no charge for now while TransUnion tests this new site, but the company warns a $5 fee could be added soon.)

By phone: 1-888-909-8872.

Equifax:
By certified mail: Send your full name, complete address, Social Security number, date of birth and $5 fee (not cash) to Equifax Security Freeze; P.O. Box 105788; Atlanta, GA 30348.

Online: www.equifax.com.

By phone: 1-800-685-1111. (You'll hear a long message that you can't interrupt, then hit 8 at the first number prompt.)

For more info on:

WHAT TO EXPECT
WHAT A FREEZE DOES
WHAT A FREEZE DOESN'T DO
THAWING

Click this link to www.Cleveland.com

FOR VICTIMS OF IDENTITY THEFT

Victims of identity theft can place, lift or permanently remove a freeze for free. Victims of security breaches aren't considered to be identity theft victims unless their information has been used. ID theft victims generally will need to provide a police report to qualify for free service. (Full text at Cleveland.com)

To learn more about Identity Theft and what to do if you are a victim, visit www.StopIdTheftCrime.com and subscribe to the newsletter to obtain your free 46 page eBook "Fighting Back Against Identity Theft".

Remember, estimates are that every 2-4 seconds an Identity is compromised. Why take chances? Why not protect yourself and your loved ones with the best suite of services provided (including restoration) by the best NYSE company in the field? Educate yourself and visit the shameless plug below or call me at (909) 208-3728!

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