Protecting Your Children From Identity Theft
NEW YORK (CBS) ― There are a number of school programs teaching children about the importance of money, but consumer advocates say kids need to learn about protecting themselves from the growing crime of identity theft.
Zach Friesen is looking at a promising future that was almost derailed by a crime he didn't commit. His identity was stolen back when he was just 7 and he didn't find out until he applied for a job and college loans.
...Experts say more than 400,000 children have their identities stolen each year. ..
(Full text at wcbstv.com)
Here is a video titled Stolen Futures produced by IRTC.
To learn more about Identity Theft and what to do if you are a victim, visit www.StopIdTheftCrime.com and subscribe to the newsletter to obtain your free 46 page eBook "Fighting Back Against Identity Theft".
Remember, estimates are that every 2-4 seconds an Identity is compromised. Why take chances? Why not protect yourself and your loved ones with the best suite of services provided (including restoration) by the best NYSE company in the field? Educate yourself and visit the shameless plug below or call me at (909) 208-3728!
Shameless plug
the Best Identity Theft Protection available dot com
Thursday, October 30, 2008
FBI sting busts 56 for buying, selling stolen credit card data
FBI sting busts 56 for buying, selling stolen credit card dataKudos to the FBI for the excellent job.
Fifty-six people have been arrested for their unknowing association with an FBI-run online forum that traded stolen credit card information, authorities revealed on Thursday.
At its height, the DarkMarket forum counted 2,500 people as registered members, the FBI said in a statement. Authorities estimate the sting helped save $70 million in victim losses.
(Full text at www.scmagazineus.com)
To learn more about Identity Theft and what to do if you are a victim, visit www.StopIdTheftCrime.com and subscribe to the newsletter to obtain your free 46 page eBook "Fighting Back Against Identity Theft".
Remember, estimates are that every 2-4 seconds an Identity is compromised. Why take chances? Why not protect yourself and your loved ones with the best suite of services provided (including restoration) by the best NYSE company in the field? Educate yourself and visit the shameless plug below or call me at (909) 208-3728!
Shameless plug
the Best Identity Theft Protection available dot com
Tuesday, October 28, 2008
Security Breaches Update
The Identity Theft Resource Center compiles an ongoing Security breach list and publishes it weekly. It presents individual information about data exposure events and running totals for the year. As of 10/22/08, there has been 544 Security Breaches with 30,422,125 records exposed.
Actually, the number of records exposed (possibly your personal information) is much higher. To understand why I say this, one only has to look at the report and see how many breaches have a zero listed as the number of records exposed.
To view this report, click here or on the title of this post.
To learn more about Identity Theft and what to do if you are a victim, visit www.StopIdTheftCrime.com and subscribe to the newsletter to obtain your free 46 page eBook "Fighting Back Against Identity Theft".
Remember, estimates are that every 2-4 seconds an Identity is compromised. Why take chances? Why not protect yourself and your loved ones with the best suite of services provided (including restoration) by the best NYSE company in the field? Educate yourself and visit the shameless plug below or call me at (909) 208-3728!
Shameless plug
the Best Identity Theft Protection available dot com
Actually, the number of records exposed (possibly your personal information) is much higher. To understand why I say this, one only has to look at the report and see how many breaches have a zero listed as the number of records exposed.
To view this report, click here or on the title of this post.
To learn more about Identity Theft and what to do if you are a victim, visit www.StopIdTheftCrime.com and subscribe to the newsletter to obtain your free 46 page eBook "Fighting Back Against Identity Theft".
Remember, estimates are that every 2-4 seconds an Identity is compromised. Why take chances? Why not protect yourself and your loved ones with the best suite of services provided (including restoration) by the best NYSE company in the field? Educate yourself and visit the shameless plug below or call me at (909) 208-3728!
Shameless plug
the Best Identity Theft Protection available dot com
Sunday, October 26, 2008
Feds Issue New Identity Theft Recommendations
President Bush's Identity Theft task Force has released their 70 page report on steps taken by federal agencies to implement recommendations originally proposed in the Identity Theft Task Force's strategic plan, published in April 2007
On April 11, 2007, the Task Force submitted its Strategic Plan to the President. The Strategic Plan examined the nature and scope of identity theft and offered a far-reaching series of recommendations to reduce its incidence and impact. Although these recommendations were directed primarily at improving the federal government’s response to identity theft, the Task Force recognized that everyone—consumers, the private sector, and federal, state, and local governments—has a role to play in fighting this crime.
This report documents the Task Force’s efforts to implement the Strategic Plan’s recommendations. The Task Force has successfully carried out most of the recommendations or is making substantial progress in doing so.
The Strategic Plan included recommendations in four key areas:
First, with respect to data protection, the Task Force has promoted a new culture of security in the public and private sectors. For the public sector, the Task Force member agencies launched a variety of initiatives aimed at making the federal government a better custodian of sensitive personal information. The Office of Management and Budget, for example, worked to educate all federal agencies on improving data security practices and is monitoring their performance in doing so. The Office of Personnel Management led an interagency initiative to eliminate unnecessary uses of Social Security numbers (SSNs)—one of the most valuable commodities for identity thieves—in federal government human resource functions, while individual agencies
began to eliminate unnecessary uses of SSNs in other aspects of their work.
The Task Force encouraged similar data security efforts in the private sector by launching several policymaking, outreach, and enforcement initiatives.
The Task Force expanded its data security and identity theft business and consumer education campaigns through speeches, videos, articles, brochures, testimony, interviews, tip sheets, and a best practices workshop for businesses. In one important example, the U.S. Postal Service delivered a mailing in early 2008 to 146 million U.S. residences and businesses with advice on how to protect themselves against identity theft. Task Force member agencies continued to investigate and, where appropriate, take civil, administrative, or criminal enforcement action against individuals and entities for violations of data security laws and regulations.
Second, the Task Force examined ways to prevent identity theft by making it harder for thieves to misuse consumer data. Member agencies held two public workshops that explored means of improving consumer authentication processes to prevent thieves from using stolen personal information to access existing accounts or open new ones. One of the workshops specifically addressed the availability and use of SSNs in the authentication process, and whether there are better and less sensitive substitutes. These workshops provided opportunities for public and private sector representatives and consumer advocates to explore these issues.
Third, the Task Force launched a number of initiatives to assist identity theft victims when they begin the sometimes arduous task of repairing their credit and restoring their good names. Task Force member agencies over the past year provided identity theft training to over 900 law enforcement officers—often the first sources to whom victims turn—from over 250 agencies. Task Force members also trained victim assistance counselors and provided grants to organizations that directly help identity theft victims. Task Force members developed and posted an Identity Theft Victim Statement of Rights and are working closely with the American Bar Association on a pro bono legal assistance program for identity theft victims. Task Force members also are continuing to evaluate the effectiveness of various laws and programs designed to help victims, such as state identity theft “passport” programs, state credit freeze laws, and rights granted under the Fair and Accurate Credit Transactions Act of 2003.
Fourth, the Task Force worked to improve law enforcement’s ability to investigate, prosecute, and punish identity thieves by proposing legislation to Congress, improving coordination and training for local law enforcers, and targeting criminal enforcement initiatives. Task Force members also are enhancing international cooperation by partnering with foreign law enforcement agencies in identity theft investigations and providing them with training and assistance, and encouraging greater information sharing among and between law enforcement agencies and the private sector.
The Task Force’s Strategic Plan notes that there is no simple solution to identity theft. It is an ever-evolving problem with many dimensions. Public concerns about the security of personal information and identity theft remain at high levels, with potentially serious consequences for the functioning of our economy.2 The efforts of the Task Force over the past year to implement the Plan’s recommendations have underscored the need for a comprehensive and coordinated response from both the public and private sectors. These efforts have already made a difference and will continue to do so in the coming years.
The task force also focused on its efforts to improve restitution and aid for victims of identity theft, for whom it takes an average of 600 hours and $6,000 to get any damage to their identities fixed.
The above paragraph is the exact reason I use and recommend Identity Theft Shield by Kroll. Inc. I personally don't have an extra 15 - 40 hour work weeks and $6k laying around to fix the damage if my Id is compromised. Kroll will assign a licensed investigator to do most of the work for you and the cost is as low as $12.95/month and covers both you and your significant other.
(To read or download the whole 70 page report - click here)
To learn more about Identity Theft and what to do if you are a victim, visit www.StopIdTheftCrime.com and subscribe to the newsletter to obtain your free 46 page eBook "Fighting Back Against Identity Theft".
Remember, estimates are that every 2-4 seconds an Identity is compromised. Why take chances? Why not protect yourself and your loved ones with the best suite of services provided (including restoration) by the best NYSE company in the field? Educate yourself and visit the shameless plug below or call me at (909) 208-3728!
Shameless plug
the Best Identity Theft Protection available dot com
On April 11, 2007, the Task Force submitted its Strategic Plan to the President. The Strategic Plan examined the nature and scope of identity theft and offered a far-reaching series of recommendations to reduce its incidence and impact. Although these recommendations were directed primarily at improving the federal government’s response to identity theft, the Task Force recognized that everyone—consumers, the private sector, and federal, state, and local governments—has a role to play in fighting this crime.
This report documents the Task Force’s efforts to implement the Strategic Plan’s recommendations. The Task Force has successfully carried out most of the recommendations or is making substantial progress in doing so.
The Strategic Plan included recommendations in four key areas:
- Data protection—keeping consumer data out of the hands of criminals;
- Avoiding data misuse—making it harder for criminals to exploit consumer data;
- Victim assistance—making it easier for victims to detect and recover from identity theft;
- and Deterrence—increasing prosecution and punishment of perpetrators.
First, with respect to data protection, the Task Force has promoted a new culture of security in the public and private sectors. For the public sector, the Task Force member agencies launched a variety of initiatives aimed at making the federal government a better custodian of sensitive personal information. The Office of Management and Budget, for example, worked to educate all federal agencies on improving data security practices and is monitoring their performance in doing so. The Office of Personnel Management led an interagency initiative to eliminate unnecessary uses of Social Security numbers (SSNs)—one of the most valuable commodities for identity thieves—in federal government human resource functions, while individual agencies
began to eliminate unnecessary uses of SSNs in other aspects of their work.
The Task Force encouraged similar data security efforts in the private sector by launching several policymaking, outreach, and enforcement initiatives.
The Task Force expanded its data security and identity theft business and consumer education campaigns through speeches, videos, articles, brochures, testimony, interviews, tip sheets, and a best practices workshop for businesses. In one important example, the U.S. Postal Service delivered a mailing in early 2008 to 146 million U.S. residences and businesses with advice on how to protect themselves against identity theft. Task Force member agencies continued to investigate and, where appropriate, take civil, administrative, or criminal enforcement action against individuals and entities for violations of data security laws and regulations.
Second, the Task Force examined ways to prevent identity theft by making it harder for thieves to misuse consumer data. Member agencies held two public workshops that explored means of improving consumer authentication processes to prevent thieves from using stolen personal information to access existing accounts or open new ones. One of the workshops specifically addressed the availability and use of SSNs in the authentication process, and whether there are better and less sensitive substitutes. These workshops provided opportunities for public and private sector representatives and consumer advocates to explore these issues.
Third, the Task Force launched a number of initiatives to assist identity theft victims when they begin the sometimes arduous task of repairing their credit and restoring their good names. Task Force member agencies over the past year provided identity theft training to over 900 law enforcement officers—often the first sources to whom victims turn—from over 250 agencies. Task Force members also trained victim assistance counselors and provided grants to organizations that directly help identity theft victims. Task Force members developed and posted an Identity Theft Victim Statement of Rights and are working closely with the American Bar Association on a pro bono legal assistance program for identity theft victims. Task Force members also are continuing to evaluate the effectiveness of various laws and programs designed to help victims, such as state identity theft “passport” programs, state credit freeze laws, and rights granted under the Fair and Accurate Credit Transactions Act of 2003.
Fourth, the Task Force worked to improve law enforcement’s ability to investigate, prosecute, and punish identity thieves by proposing legislation to Congress, improving coordination and training for local law enforcers, and targeting criminal enforcement initiatives. Task Force members also are enhancing international cooperation by partnering with foreign law enforcement agencies in identity theft investigations and providing them with training and assistance, and encouraging greater information sharing among and between law enforcement agencies and the private sector.
The Task Force’s Strategic Plan notes that there is no simple solution to identity theft. It is an ever-evolving problem with many dimensions. Public concerns about the security of personal information and identity theft remain at high levels, with potentially serious consequences for the functioning of our economy.2 The efforts of the Task Force over the past year to implement the Plan’s recommendations have underscored the need for a comprehensive and coordinated response from both the public and private sectors. These efforts have already made a difference and will continue to do so in the coming years.
The task force also focused on its efforts to improve restitution and aid for victims of identity theft, for whom it takes an average of 600 hours and $6,000 to get any damage to their identities fixed.
The above paragraph is the exact reason I use and recommend Identity Theft Shield by Kroll. Inc. I personally don't have an extra 15 - 40 hour work weeks and $6k laying around to fix the damage if my Id is compromised. Kroll will assign a licensed investigator to do most of the work for you and the cost is as low as $12.95/month and covers both you and your significant other.
(To read or download the whole 70 page report - click here)
To learn more about Identity Theft and what to do if you are a victim, visit www.StopIdTheftCrime.com and subscribe to the newsletter to obtain your free 46 page eBook "Fighting Back Against Identity Theft".
Remember, estimates are that every 2-4 seconds an Identity is compromised. Why take chances? Why not protect yourself and your loved ones with the best suite of services provided (including restoration) by the best NYSE company in the field? Educate yourself and visit the shameless plug below or call me at (909) 208-3728!
Shameless plug
the Best Identity Theft Protection available dot com
Saturday, October 25, 2008
FTC Grants 6 month Stay in Enforcement of Red Flags Rule!
As the title states, the FTC has granted a 6-month stay of enforcement (until May 1, 2009) of the Red Flags rule to financial institutions and creditors. The Red Flags rule requires them to develop and implement an Identity Theft prevention program.
The Rule applies to creditors and financial institutions. Federal law defines a creditor to be: any entity that regularly extends, renews, or continues credit; any entity that regularly arranges for the extension, renewal, or continuation of credit; or any assignee of an original creditor who is involved in the decision to extend, renew, or continue credit. (Click here to view who is included)
But of course there is a catch! This FTC stay of enforcement does not affect other federal agencies’ enforcement of the original November 1, 2008 deadline for institutions subject to their oversight to be in compliance.
To read the FTC news release - click here.
To learn more about Identity Theft and what to do if you are a victim, visit www.StopIdTheftCrime.com and subscribe to the newsletter to obtain your free 46 page eBook "Fighting Back Against Identity Theft".
Remember, estimates are that every 2-4 seconds an Identity is compromised. Why take chances? Why not protect yourself and your loved ones with the best suite of services provided (including restoration) by the best NYSE company in the field? Educate yourself and visit the shameless plug below or call me at (909) 208-3728!
Shameless plug
the Best Identity Theft Protection available dot com
The Rule applies to creditors and financial institutions. Federal law defines a creditor to be: any entity that regularly extends, renews, or continues credit; any entity that regularly arranges for the extension, renewal, or continuation of credit; or any assignee of an original creditor who is involved in the decision to extend, renew, or continue credit. (Click here to view who is included)
But of course there is a catch! This FTC stay of enforcement does not affect other federal agencies’ enforcement of the original November 1, 2008 deadline for institutions subject to their oversight to be in compliance.
To read the FTC news release - click here.
To learn more about Identity Theft and what to do if you are a victim, visit www.StopIdTheftCrime.com and subscribe to the newsletter to obtain your free 46 page eBook "Fighting Back Against Identity Theft".
Remember, estimates are that every 2-4 seconds an Identity is compromised. Why take chances? Why not protect yourself and your loved ones with the best suite of services provided (including restoration) by the best NYSE company in the field? Educate yourself and visit the shameless plug below or call me at (909) 208-3728!
Shameless plug
the Best Identity Theft Protection available dot com
Friday, October 24, 2008
We're a Countrywide Victim!
I can't believe it's been 2 weeks since I last posted. I've been busy working with the California Crime Victims Coalition and traveling on the road.
A lot has happened since my last post. My wife received a letter from Countrywide stating that her private information had been sold by an employee and offered to pay for 2 years of Experian's Triple Advantage credit monitoring service. According to their website, (click here to see for yourself) Experian only charges $14.95/month to monitor your credit. The product that I use and recommend is Identity Theft Shield by Kroll. They not only monitor your credit, they do the restoration for you if you should become a victim of Id Theft.
And they only charge $15.95/month for both you and your significant other as a standalone service. If you obtain the Id Theft Shield with a Prepaid Legal plan it is only $12.95/month. This is the best way to go because you will need a lawyer if your Id is compromised.
Anyway, I called Countrywide and told them that I currently had better protection with Kroll and had to go up through their chain of command to get them to pay for my current Id Theft service.
At least I was told that someone would call me in a day or two. Been 7 days now and no call yet. That is a good example of Countrywide's NO customer service plan. I'm glad I don't use them anymore.
To learn more about Identity Theft and what to do if you are a victim, visit www.StopIdTheftCrime.com and subscribe to the newsletter to obtain your free 46 page eBook "Fighting Back Against Identity Theft".
Remember, estimates are that every 2-4 seconds an Identity is compromised. Why take chances? Why not protect yourself and your loved ones with the best suite of services provided (including restoration) by the best NYSE company in the field? Educate yourself and visit the shameless plug below or call me at (909) 208-3728!
Shameless plug
the Best Identity Theft Protection available dot com
A lot has happened since my last post. My wife received a letter from Countrywide stating that her private information had been sold by an employee and offered to pay for 2 years of Experian's Triple Advantage credit monitoring service. According to their website, (click here to see for yourself) Experian only charges $14.95/month to monitor your credit. The product that I use and recommend is Identity Theft Shield by Kroll. They not only monitor your credit, they do the restoration for you if you should become a victim of Id Theft.
And they only charge $15.95/month for both you and your significant other as a standalone service. If you obtain the Id Theft Shield with a Prepaid Legal plan it is only $12.95/month. This is the best way to go because you will need a lawyer if your Id is compromised.
Anyway, I called Countrywide and told them that I currently had better protection with Kroll and had to go up through their chain of command to get them to pay for my current Id Theft service.
At least I was told that someone would call me in a day or two. Been 7 days now and no call yet. That is a good example of Countrywide's NO customer service plan. I'm glad I don't use them anymore.
To learn more about Identity Theft and what to do if you are a victim, visit www.StopIdTheftCrime.com and subscribe to the newsletter to obtain your free 46 page eBook "Fighting Back Against Identity Theft".
Remember, estimates are that every 2-4 seconds an Identity is compromised. Why take chances? Why not protect yourself and your loved ones with the best suite of services provided (including restoration) by the best NYSE company in the field? Educate yourself and visit the shameless plug below or call me at (909) 208-3728!
Shameless plug
the Best Identity Theft Protection available dot com
Monday, October 13, 2008
New Utah State Law Helps Identity Theft Victims
Bringing Relief for Identity Theft VictimsTo learn more about Identity Theft and what to do if you are a victim, visit www.StopIdTheftCrime.com and subscribe to the newsletter to obtain your free 46 page eBook "Fighting Back Against Identity Theft".
Written by Identity Theft Daily Staff
Monday, 13 October 2008A.G. & LEGISLATORS ANNOUNCE NEW CREDIT FREEZE LAW
Utahns now have the fastest credit freeze law in the country. Utah Attorney General Mark Shurtleff and Senator Carlene Walker announced today that a new state law is now in effect that allows identity theft victims to freeze their credit and protect their credit ratings.
"Utah's new credit freeze law stops identity thieves cold and quick," says Attorney General Mark Shurtleff. "Consumers can freeze and thaw their credit in 15 minutes."
...The 15 minute thaw period was the key to passing the Credit Freeze Protection law. The original 2005 bill stalled because merchants and auto dealers were troubled by the original three-day thaw period. But Senator Carlene Walker and Representative David Clark continued to work with businesses and credit bureaus to come up with a solution and the software to speed up the thaw cycle. The bill finally passed in 2006 but it gave credit bureaus until September 1, 2008 to get their computers reprogrammed....(Full text at Identity Theft daily)
Remember, estimates are that every 2-4 seconds an Identity is compromised. Why take chances? Why not protect yourself and your loved ones with the best suite of services provided (including restoration) by the best NYSE company in the field? Educate yourself and visit the shameless plug below or call me at (909) 208-3728!
Shameless plug
the Best Identity Theft Protection available dot com
Sunday, October 5, 2008
Fed Stiffens ID Theft Penalties, Schwarzenegger Kills California Breach Bill
Fed Stiffens ID Theft Penalties, Schwarzenegger Kills California Breach BillIdentity thieves, if a new federal ID theft law is enforced, will now face stiffer federal penalties for their crimes. Federal prosecutors will also have increased leeway to pursue more ID theft cases. Also, for the second time in 12 months, California Gov. Arnold Schwarzenegger vetoed a new California Data Breach Bill. Was that a good idea?
As anyone who has been following data security is aware, in July 2003 the California Data Breach Disclosure Law (known in those days as SB 1386) went into effect. This law had a profound impact in raising public and policymaker awareness on just how many data breaches were occurring across the country. Before SB 1386, while many security professionals knew there were far more breaches occurring than being reported, it was difficult to find much evidence to prove it. Today, every time a hacker, or anyone without authorization for that matter, could have obtained unencrypted account information from a lost notebook, hacked server, or backup tape: customers are told.
One of the most important aspects of SB 1386 was that it didn’t force technological standards, or best practices, on companies. If certain types of data were accessed by someone who was not authorized to see it and that data was not encrypted, a mandatory breech notification to those affected is triggered.
..Now, the prosecution of data thieves, brings us to the bill President Bush signed last week into law, the The Identity Theft Enforcement and Restitution Act of 2008. No more will federal prosecutors need to show $5,000 in damages to bring charges. ...(Full text at www.informationweek.com)
To learn more about Identity Theft and what to do if you are a victim, visit www.StopIdTheftCrime.com and subscribe to the newsletter to obtain your free 46 page eBook "Fighting Back Against Identity Theft".
Shameless plug
the Best Identity Theft Protection available dot com
Wednesday, October 1, 2008
Cybercrime against Businesses Totals $867 million in 2005 (that's only of the respondents to this DOJ survey report)
Cybercrime against Businesses, 2005
By Ramona R. Rantala
BJS Statistician
Among 7,818 businesses that responded to the National Computer Security Survey, 67% detected at least onecybercrime in 2005 (table 1). Nearly 60% detected one or more types of cyber attack, 11% detected cyber theft, and 24% of the businesses detected other computer security incidents. Respondents, representing 36 economic industries, said they detected more than 22 million incidents ofcybercrime in 2005. The vast majority of cybercrimes (20 million incidents) were other computer security incidents,primarily spyware, adware, phishing, and spoofing. There were nearly 1.5 million computer virus infections and 126,000 cyber fraud incidents.
The effects of these crimes were measured in terms of monetary loss and system downtime. Ninety-one percent of the businesses providing information sustained one or both types of loss. The monetary loss for these businesses totaled $867 million in 2005. Cyber theft accounted for more than half of the loss ($450 million). Cyber attacks cost businesses $314 million. System downtime caused by cyber attacks and other computer security incidents totaled 323,900 hours. Computer viruses accounted for 193,000 hours and other computer security incidents resulted in more than 100,000 hours of system downtime.
...Computer virus infections were the most prevalent cybercrime among businesses in 2005
...86% of victimized businesses detected multiple incidents
...91% of businesses detecting cybercrime incurred losses
...Cybercrime resulted in monetary loss of $867 million among businesses responding to the survey
If this figure is from almost 8,000 respondents in the survey, can you imagine what the total is for all businesses which is over 7 million? I think I see a bailout plan option for the Feds.
...Insiders were involved in cyber theft for 74% of businesses in 2005
...Most businesses did not report cyber attacks to law enforcement authorities
The majority of businesses reported embezzlement (72%), fraud (63%), and theft of personal or financial data (60%). Few businesses reported theft of intellectual property (27%), any type of cyber attack (6%), or other computer security incidents (12%) to law enforcement officials.
Few businesses (3%) indicated that their decision not to report an incident to law enforcement was based on the possibility of negative publicity or decreased confidence in the business.
...Three-fifths of the businesses detecting cyber attacks reported that the Internet was involved
...Insufficient anti-virus software was the most prevalent vulnerability
...Businesses that outsourced all or part of their computer security had a greater prevalence of incidents (Read the whole report by clicking here)
Still think your information is safe? Who's in your wallet?
To learn more about Identity Theft and what to do if you are a victim, visit www.StopIdTheftCrime.com and subscribe to the newsletter to obtain your free 46 page eBook "Fighting Back Against Identity Theft".
Remember, estimates are that every 2-4 seconds an Identity is compromised. Why take chances? Why not protect yourself and your loved ones with the best suite of services provided (including restoration) by the best NYSE company in the field? Educate yourself and visit the shameless plug below or call me at (909) 208-3728!
Shameless plug
the Best Identity Theft Protection available dot com
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